Careers

Health & Welfare Benefits - U.S.

Below are some of the highlights of the major health and welfare benefit plans available to most U.S.-paid employees at ConocoPhillips. It is not a summary plan description or official plan document. If there is any conflict between this information and the official plan documents, the official plan documents will govern.

See also: Compensation and Additional Employee Benefits

Medical Insurance
  • Coverage assists with health necessities from wellness to catastrophic events, while also providing a range of options within that coverage.
  • Options include a Primary Preferred Provider Organization (PPO), High Deductible Health Plan (HDHP), Exclusive Provider Organization (EPO) (in certain locations), Traditional (indemnity) coverage or Health Maintenance Organization (HMO), in certain locations.  
  • All medical options include a prescription drug benefit.  
 
Dental Insurance
  • CP Dental 
  • Dental Maintenance Organization (DMO)
 
Short-Term Disability
  • Short-Term Disability (STD) Pay – for disabilities not related to work, up to 52 weeks either at 100 percent or 60 percent of base pay, based on years of service.
 
Long-Term Disability
  • Basic or inflation-protected policies are offered.
  • This benefit provides 50 percent of your final base pay, plus regularly scheduled overtime.
  • This benefit employee-paid.
 
Life Insurance
  • ConocoPhillips provides basic life insurance equal to your annual base pay and regularly scheduled overtime.
  • Optional supplemental term life insurance available to cover up to eight times your annual base pay and scheduled overtime. 
  • Dependent term life insurance is available in two options (high and low).
Occupational Accidental Death Insurance

  • $500,000 coverage provided by ConocoPhillips
Other Employee-Paid Benefits
  • Long-Term Care Insurance (LTC)
  • Health Savings Account (HSA)
  • Healthcare Spending Account (HCA)
  • Dependent Care Spending Account (DCA)
  • Accidental Death and Dismemberment (AD&D) - Available for employee, spouse and children
 
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