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Health & Welfare Benefits - U.S.

Below are some of the highlights of the major health benefit plans available to most U.S.-paid employees at ConocoPhillips. It is not a summary plan description or official plan document. If there is any conflict between this information and the official plan documents, the official plan documents will govern.

See also: Other Insurance Benefits
Additional Employee Benefits

Medical Insurance
  • Coverage assists with health necessities from wellness to catastrophic events, while also providing a range of options within that coverage. Options include a preferred provider organization (PPO), high deductible health plan (HDHP), exclusive provider organization (EPO) (in certain locations), traditional (indemnity) coverage or HMO (in certain locations).  
  • Includes a prescription drug benefit.  
  • 80/20 cost sharing between ConocoPhillips
 
Dental Insurance
  • 80/20 cost sharing between ConocoPhillips and employees.
  • Dental Maintenance Organization
 
Short-Term Disability
  • Short-Term Disability Pay – for disabilities not related to work, up to 52 weeks either at 100 percent or 60 percent of base pay, based on years of service.
 
Long-Term Disability
  • Basic or inflation-protected policies are offered.
  • Provides 50 percent of your final base pay, plus regularly scheduled overtime.
  • Employee-paid.
 
Other Employee-Paid Benefits
  • Long-Term Care Insurance
  • Health Care Spending Account
 
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