Below are some of the highlights of some of the health and welfare benefit plans available to most U.S.-paid employees at ConocoPhillips. This is not a summary plan description or official plan document. If there is any conflict between this information and the official plan documents, the official plan documents will govern.

See also: Compensation and Additional Employee Benefits

Medical Insurance	Coverage assists with health necessities from wellness to catastrophic events, while also providing a range of options within that coverage. Options include a High Deductible Health Plan (HDHP),Primary Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO) (in certain locations), Traditional (indemnity) coverage or Health Maintenance Organization (HMO), in certain locations.   All medical options include a prescription drug benefit.
Dental Insurance	CP Dental  Preventive Dental Option
Short-Term Disability	Short-Term Disability (STD) Pay – for disabilities not related to work, up to 52 weeks either at 100 percent or 60 percent of base pay, based on years of service.
Long-Term Disability	Basic or enhanced policies are offered. This benefit provides 50 percent of your final base pay, plus regularly scheduled overtime. Enhanced benefit provides 60 percent of your final base pay, plus regular scheduled overtime pay. This benefit is employee-paid.
Life Insurance	ConocoPhillips provides basic life insurance equal to your annual base pay and regularly scheduled overtime. Optional supplemental term life insurance available to cover up to eight times your annual base pay and scheduled overtime.  Dependent term life insurance is available in two options (high and low).
Occupational Accidental Death Coverage	$500,000 coverage provided by ConocoPhillips
Other Employee-Paid Benefits	Long-Term Care Insurance (LTC) Health Savings Account (HSA) Health Care Flexible Spending Account (HCFSA) Dependent Day Care Flexible Spending Account (DCFSA) Accidental Death and Dismemberment (AD&D) - Available for employee, spouse and children Disease Management 24 hour nurseline Personal health coaching for weight management, quitting tobacco, stress management and more